This glossary is about financial planning, my future job. This glossary will help you to learn some of the words that they use each day in their working.
Source : https://dictionary.cambridge.org/
https://njaes.rutgers.edu/money/glossary.php
asset
noun
Anything of value (e.g., securities, property) that you own that increases your net worth.
Example: The company reported total assets worth $1.9 million.
fr: actif
bank
noun
A for-profit financial institution where consumers can access a variety of services such as checking and savings accounts, credit cards, safe deposit boxes, and loans.
Example: I need to go to the bank at lunchtime.
fr: banque
budget
noun
Also known as a spending plan, it is a plan for spending and saving money that balances household income and expenses.
Example: The firm has drawn up a budget for the coming financial year.
fr: budget
cash value
noun
The savings component of a whole life, variable life, or universal life insurance policy.
Example: To receive the cash value, the policyholder surrenders their rights to future benefits under the policy.
fr: valeur en espèces
credit
noun
The receipt of money, good, or services in exchange for a promise to repay the amount borrowed at a future date.
Example: They decided to buy the car on credit.
fr: crédit
debt
noun
Credit used to purchase items that depreciate in value or are no longer around when the bill arrives (e.g., food, restaurant meals, gasoline), especially if a balance is revolved and interest is paid.
Example: He managed to pay off his debts in two years.
fr: dette
deposit
verb
The addition of money to a financial account.
Example: There's a night safe outside the bank, so you can deposit money whenever you wish.
fr: dépôt
direct transfer
verb
Movement of retirement funds from one qualified retirement plan directly to another qualified plan without the owner taking possession of the funds.
Example: I did a direct transfer between my accounts.
fr: transfert direct
dividend
noun
A distribution of income from investments to shareholders.
Example: In addition to their salary, employees receive a profit-related dividend.
fr: dividende
expense
noun
Item for which household income is spent, including basic needs, such as housing and utilities, and discretionary purchases, such as entertainment and clothing.
Example: Buying a bigger car has proved to be well worth the expense.
fr: dépense
growth fund
noun
A mutual fund that invests in stock with an objective of capital appreciation.
Example: The average large-company growth fund is down more than 15% on last year.
fr: fonds de croissance
income
noun
A source of money with which to save and pay household expenses. Common sources of income include salary from a job, self-employment earnings, alimony and child support payments, gifts, tax refunds, and public assistance.
Example: More help is needed for people on low incomes.
fr: revenu
inflation
noun
The erosion of purchasing power over time through an increase in the cost of goods and services. For example, $100 at the beginning of the year buys less than $100 at the end of the year. If the annual inflation rate is 2 percent, the $100 you spend on groceries in January buys only $98 of food in December. People on a fixed income feel the effects of inflation the most.
Example: 13 percent inflation
fr: inflation
money
noun
Coins or notes (= special pieces of paper) that are used to buy things, or an amount of these that a person has.
Example: We invested the money in a high-interest bank account.
fr: argent
net worth
noun
A "snapshot" of your financial situation calculated by subtracting debts (liabilities) from assets. All figures in a net worth statement reflect their current fair market value.
Example: He has a net worth of about £70 million.
fr: valeur nette
pension
noun
An employment-based retirement savings plan that pays benefits to workers at retirement. There are two general types of pensions: defined benefit and defined contribution.
Example: They receive a generous pension, typically 75% of last pay drawn.
fr: pension
return
verb
They receive a generous pension, typically 75% of last pay drawn.
Example: My investments return a high rate of interest.
fr: retour
risk
noun
Exposure to investment loss. For example, a high-risk investment carries with it a high chance of loss.
Example: Before you invest in the Fund you should carefully evaluate the risks.
fr: risque
share
noun
A unit of ownership in a company (common stock) or mutual fund. The value of a share will vary according to market conditions and other factors.
Example: The value of my shares has risen/fallen by eight percent.
fr: action
wage
noun
Payment by an employer to a worker for services performed on an hourly, daily, or weekly basis or according to a specified piecework rate. Like a salary, wages are subject to state and federal income tax and Social Security tax withholding.
Example: Is she paid a regular wage or is it by commission only?